tkworld Chapter 113
Chapter 113
Chapter 113
When Shen Chen was a child, he had a special feeling for the word "opening a bank". Ahem, he also fantasized about owning a bank.
He became even more fascinated by this idea when he learned that European and American countries control the economic lifeline of the entire country through banks, and that mysterious conglomerates build a large network centered on huge banks to control the entire country.
But then I thought, how could such a thing be allowed to happen in China?
But right now, there seems to be an opportunity for him to own a bank outright, even if it's a tiny one.
“The government’s lowest price is RMB 1 million.
After several rounds of negotiations and comprehensive data analysis, the County Rural Commercial Bank has 22 outlets, covering all towns and towns in Shan#nan County. Location.
The bank deposit is 6 million yuan. According to last year's data, the bank's annual gross income is 1200 million yuan, but after excluding the wages of 200 employees, water and electricity, office consumables, team building activities, etc., the annual profit is 66 yuan. "
Chen Chen's eyes were dull for a moment, and then he couldn't help but cursed, "What the hell, the annual profit is 66 yuan? And then you said the minimum selling price is 1 million yuan?"
Chen Chen's blood immediately surged up, "Don't say anything for now. I'll calculate what the rate of return is first."
After a quick calculation, the result came out, "0.66%, which means the annual return rate is less than 1%?"
Shen Chen was stunned.
Shen Chen said with some heartache, "What the hell is the County Rural Commercial Bank?"
When they saw the car in the middle, everyone couldn't help exclaiming:
"This car is so beautiful~"
There is also Blue Ocean Bank, a private bank in Shandong Province. It was jointly launched by at least seven large business companies with strong backgrounds, but its operation has not been approved for many years. Who knows whether it will be established in 2016?It is estimated that it is also hanging. "
As for the cousins who are still in school, Shen Chen didn't call them.
The current people are all acquaintances!
And in fact, everyone can understand once they think about it, why should others come to you for a stable and profitable business?Just relying on that bit of blood relationship, don't be stupid..."
After waiting for a long time, Huang Wei said, "My lord, this is not the worst. There is a worse situation. The Rural Commercial Bank still has 3000 million bad debts, and the combined valuation of all the buildings and office equipment of the Rural Commercial Bank is also 3500 million." It’s only [-] million, so... Of course, the Rural Commercial Bank’s license is very valuable.”
"1.72%, 1 million deposits in ICBC, and after some bargaining, you should be able to get 3% annual interest, which is about 300 million yuan in interest." Huang Wei answered very simply.
Shen Chen reserved two tables, including him and Huang Wei, 20 people, exactly two tables.
"What are you doing here? Go into the hotel~"
The male duck's voice is "Shen Hua", and he is 24 years old. His grandfather and Shen Chen's grandfather are cousins, and they are very close.
Shen Chen didn't put on airs at all, nor was he overbearing, he spoke his hometown dialect and talked about interesting things from his childhood, so soon the atmosphere at the two tables warmed up, and the little estrangement and unfamiliarity that had arisen from seeing each other for a long time disappeared in an instant.
Huang Wei continued, "China's supervision of banks is very strict. Not only is it very difficult to establish, for example, Zheshang Bank, many of them started active operations in the 80s, but they were only established in 04, and the equity distribution is very large." It is in the hands of dozens or hundreds of companies, large and small, and the board of directors solves problems. No one company can control this bank.
Huang Wei didn't want to call Shen Chen by his name, he felt that would be disrespectful, and Shen Chen didn't allow him to call him boss at home, so he settled for the next best thing and called him "Young Master".
"Cut, I didn't say anything, it's just that you don't find someone for a stable profit business. This is the truth that everyone knows." Shen Hua said in a neither yin nor yang way.
Shen Chen spent 3 RMB for a meal, mainly because of the large amount of red wine. He just introduced Huang Wei at the end. His title is the acting chairman of Weichen Group (Shan/South), and said There will be an agency qualification review in a few days, and he encourages everyone to sign up actively.
Shen Chen looked for people of his own generation, because they were young and hard-working; they were his cousins, and it was easy to calm down and win their trust by saying something by himself; and the last point was that they were all 20-25 years old, and just now I have been working part-time for several years, but I have no savings and I really want to make money.
The brainwave detection of the Five Elements started from Huang Wei's brain and spread outward.
…………
When he saw Shen Chen in a neat suit stepping out of the car, it was as if a thunderbolt from the blue had exploded in Shen Hua's ears.
Huang Wei still relieved, "My lord, in Huaxia, there are too many people staring at the bank. If it wasn't for the high price charged by the government and the poor profitability of the bank, how could it be our turn?"
But most of the cousins were ecstatic, they had completely believed in Shen Chen's statement that he made a lot of money, so their rational judgment had disappeared.
For a time, the atmosphere fell into depression.
“What’s the current one-year dead interest rate from ICBC?”
Of course, Shen Chen's grandfather, Shen Mang, and Shen Haijun's grandfather are blood brothers, so Shen Hua and Shen Chen's blood relationship is farther than Shen Mang and others.
.
Huang Wei didn't quite understand why Shen Chen wanted to help these people, but he would resolutely carry out Shen Chen's orders.
Hearing the young man's question, the other messy young men also looked over.
It's an understatement. They didn't say anything about the specific business, let alone whether they need to pay money or whether they need training. They can't do anything.
He can't detect the specific thoughts in these people's minds, but he can detect emotions such as "hostility", "anger", "joy", and "satisfaction".
They were all greeted by Shen Mang. He said that Shen Chen would bring them here to make a lot of money. Although they were a little confused, seeing so many people coming, they were afraid of suffering a loss if they didn't come.
For example, he quickly sensed that Shen Hua looked at Shen Chen with well-disguised hostility.
Chicken, duck, fish, and delicacies were all served. Chen Chen didn't say anything serious at all. He just recalled with everyone the fun stories of catching fish, catching shrimp, digging out bird eggs, catching toads, and shaking snakes when he was a child.
"Are you saying that Brother Shen Chen is going to lie to you?" Shen Haijun frowned, looking at Shen Hua with oily hair.
It was 2 o'clock in the afternoon when they left.
Hearing the exclamations of the people around him, Shen Hua took a look at his "high-end watch" worth 2000 yuan - Longines. Now at 11:25, he looked up at the Rolls Royce that was slowly stopping, and thought There was an ominous premonition in an instant.
"No...impossible..." His lips trembled a little.
Shen Hua glanced at him, and said disdainfully, "Why should I go back, among the four cars you drove here, the biggest one belongs to my family."
Shen Hua is a head shorter than Shen Haijun, and he is more timid when speaking.
Basically, there are huge benefits to being selected. Of course, don’t be discouraged if you are not selected. There will be opportunities in the future.
While everyone was still arguing, three cars drove slowly from a distance.
"you!"
"Fuck, Rolls Royce, live Rolls Royce~"
After much deliberation, Shen Chen finally made a decision to buy Shannan County Rural Commercial Bank.
Before Shen Mang could speak, a thick duck voice suddenly said, "It's better for everyone to be careful these days. My uncle's cousin was tricked into the X-person organization by him.
Further away are the sons of his grandfather's cousins, and then the cousins one level further away.
"Brother Big Python, Brother Shen Chen really wants us to come to Roewe? Isn't this meal worth tens of thousands of dollars?" A young man hugging his clothes tightly sniffed.
Those who doubted Shen Chen before were all honest in an instant, and even thought that Shen Chen must have made a lot of money. If you don't believe me, look at his luxury car, that gleaming mobile phone, that diamond-encrusted watch, and the More unusual suit and leather shoes.
"Wow, this is Rolls-Royce. This is the first time I've seen a Rolls-Royce in real life."
"Hai Hai'er~" Shen Mang opened his mouth and scolded, he cast a dissatisfied glance at the greasy-faced Shen Hua, and said in a low voice, "You are free to come and go, if you don't want to come, you can just go back."
At noon, the three-star hotel "Roewe Hotel" in Shenchen County held a banquet for his 18 cousins who were not close to each other. Among them, Shen Mang, Shen Haijun and others were the closest to Shenchen. It's Shen Chen's second master's room, the uncle and the second uncle's family.
The wind was biting, and there were very few pedestrians on the street. Even if there were people walking by, they would be in a hurry.
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Ps: Please recommend and collect………
Thanks to "Reading from the Heart", "Xiang Tianwen and Passerby A", two distinguished guests for their recommendation votes, the author Lao Zhuyu is very grateful...
(End of this chapter)