Chapter 1241 A New Idea
Chapter 1241 A New Idea
Chapter 1241 A New Idea
(Thanks to my friend Ji Feixue 18K reward and encouragement)
Lao Liu's family came to Kroenke's house to play today, and they were invited, and they didn't have any other ideas at all.But after Sasha posted the photos of them cooking happily together on the Internet, it attracted the attention of some caring people.
Why pay attention?Or because Kroenke's influence is too great.
He is a veteran rich man, and his wife is the richest among the rich.Moreover, these two couples are still the kind of rich people who are enduring and can continue to be rich.
In the past two years, Liu Heming and Kroenke have interacted too frequently, and the cooperation between the two is also very close.Whether it is the sales of agricultural and animal husbandry products, or the construction of airlines and universities, the two can be said to be tied together.
And this happy dinner, in the eyes of these caring people, directly interprets that Lao Liu and Kroenke are truly united and want to wrestle with those grain groups.
If there is only Lao Liu alone, the influence is very small, and there is a rhythm of Don Quixote challenging the windmill.But if you add a Kroenke, the meaning is different.That is definitely the bronze Xiaoqiang wearing Athena's blood holy clothes, and his fighting power is beyond the charts.
This is the influence of the old-fashioned wealthy people. After contacting the friendly interactions between Lao Liu and the rest of the big landlords, they felt that Lao Liu's routine was very deep.
It seems very weak, but in fact, a lot of counterattack forces have been accumulated underneath.If these big landlords unite to create a new grain trading system, will it really be impossible to shake the original status of those grain groups?
When I thought of this sentence before, there was no doubt that it was followed by a period.Now everyone has to bring question marks, this matter is uncertain.
Old Liu didn't even know that he was just playing around casually, and these people had interpreted so much information.It has to be said that the accuracy of other people's interpretations is similar. Now he is indeed closely tied to Kroenke. Kroenke is also firmly on his side in the fight against the grain company.
Sasha and Ann took the children for a stroll on the ranch here, while Kroenke and Liu Heming sat on the porch drinking cold stout.
"Kroenke, recently I have a small idea to open a bank in Montana, what do you think?" After taking a few sips, Lao Liu asked.
"Similar to those banks affiliated with those grain companies, which serve these farmers and ranchers?" Kroenke asked with a smile.
Lao Liu nodded, "This is also a problem I encountered when discussing cooperation with these dairy ranchers. Some people do have great ideas, but they are limited by funds."
"Although our company can help to a certain extent, it is tantamount to transferring the risk to our company."
"After all, it is one thing to have ideas, and another is to be able to do well. And the money owed to the company is different from the money owed to the bank. In the hearts of these people, the pressure they can feel is different."
"Your cooperation this time is a completely equal cooperation. You don't occupy any shares?" Kroenke asked with a frown.
Liu Heming nodded again, "After all, there must be new attempts, and this industry must continue to be promoted. I don't want to put more pressure on the current company."
"So I felt that I had to set up a bank. Anyway, we are not doing those big businesses, or small commercial banks, dedicated to serving these farmers and ranchers."
"The advantage of this is that we can snatch more farmers from those food groups to cooperate with us. Otherwise, they have their own financial support, and we will suffer a bit if we compete with them."
Kroenke smiled and nodded, "It's better to register a bank in Montana, and it will only be regulated by the Montana government. Coupled with the status you have in Montana, this regulation will Very relaxed and friendly.”
"But this also requires you to provide a large sum of funds. When you mention this to me, are you interested in getting me to buy shares? It won't just be for me to watch the fun."
"Hey, I really want to get you to buy shares, but the profitability of this bank may not be very strong. After all, the business in the future will be restricted in many ways." Lao Liu said with a smile.
"Besides, I intend to jointly fund the establishment of the bank by myself, you, and my subsidiaries. Anyway, the profitability of the fast food company and the fertilizer company is very good, and the stock price is also very beautiful. A lot of money is not as good as Invest in the bank."
"No matter what time it is, as long as the bank is not fooling around, there will be no problems. Although we may earn less in the future, the risk will also decrease linearly."
"OK, in this matter, I am in a subordinate position. I will mobilize some working capital later to get this matter done." Kroenke said straightforwardly.
"Aren't you afraid of losing money? I'm afraid it will take at least three years for this bank to become profitable." Liu Heming was a little surprised.
"What's the matter, you are the biggest investor, and I'm just playing along." Kroenke said calmly.
"And our current goal is only a small bank. What kind of scale will we develop in the future is also an uncertain thing. What if we play well and directly develop into a big bank?"
Lao Liu couldn't help laughing, "I don't have such lofty ideals and goals. The function of this bank now is to provide assistance to these farmers."
"I'm also a farmer, so I know the suffering of farmers. The future is the future. At present, I can make money, reduce risks, and help these people. This is a win-win situation."
He really didn't think too much about it. The most profitable and legal business in this world is the bank.That profitability will be many times better than that of many companies.
But it's a big bank, even if he runs it, it's just a small bank.What is the strength of others, what is the strength of oneself.
"Dexter, I also want to remind you. Banking business is still very different from ordinary corporate business." Kroenke said seriously.
"So this bank must be fully prepared before it can open for business. Otherwise, as long as there is a little loophole, it may cause great losses to you."
"Liu Yi also said about this matter, what we lack now is talents." Old Liu said with a sad face.
"This time, this bank, I also plan to adopt a mixed establishment. Some people will be recruited from the United States, and then some people will be recruited from China. They all use American citizens. The labor cost is too high, and these people are also relatively mobile. .”
"I don't want our bank to be poached while it's developing. By then, such a situation is very likely to happen."
"Even now, the managers in my ranch often receive calls from headhunting companies, and many people want to hire them to work in the past."
"You often poach others, so naturally you can't prevent others from coming to you." Kroenke shrugged and said with a smile.
"How to operate, I really won't participate this time, as long as it maintains a healthy operation. The rest is up to you to worry about."
"But I want to remind you again that even if you hire many people from Huaxia to work in the bank, it is inevitable that you will be poached."
"In today's era, loyalty no longer exists, and what people value is interests. This is not to belittle anyone, because if you want to adapt to life in this era, you have to go after interests."
Old Liu didn't say anything because he knew Kroenke was telling the truth.Even if these people in his ranch haven't moved much for the time being, it's only because there is a Xiangshui Town next to the ranch, and the life in Xiangshui Town is very good.Their children can study in Xiangshui Town, which is not available in other places.
But this is only the current lead. Many young people may choose to work in other places in order to seek better development in the future.
Because what the poachers value is their experience working here.But let Lao Liu say it, he really doesn't want them to go down this road.
It is true that they have experience, but as far as the entire ranch is concerned, it is the system, not these workers, that really plays a role.The serious work of the workers is in an auxiliary position.
If they really jumped ship, and they couldn't bring satisfactory returns to the new owner, they would still be fired.At that time, if they wanted to come back, there would be no way.
Although there are no express regulations in the working regulations of the ranch, everyone should know that as long as you leave your job and want to come back, there is really no chance.
At the beginning, old Liu was kind and helped the Feiying Gang, but some members of the Feiying Gang still chose to leave.Where is the life outside so messy?After suffering a lot, he wanted to come back, and even asked George to intercede, but Lao Liu didn't agree.
Because in his view, this is equivalent to a kind of betrayal, and he can be regarded as a relatively conservative person.And for those who have had such an experience, can you guarantee that he will not continue to leave next time?
He is such a narrow-minded person, so although such regulations were not clearly stated, the HR side of each company has accurately grasped them.
Lao Liu wants to build up all his own industries. The high salary and benefits alone are not enough, and some small means are also needed.
This can be regarded as an invisible pressure, so that these people need to think carefully when they have the idea of changing jobs.
But having said that, the relevant staff in other industries will also change jobs sooner or later.No matter how good your company is, you can't avoid such a situation. At most, you can reduce the scale.
(End of this chapter)
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